Do We Need to Join An Insurance Program?

About two weeks ago, someone offered me some insurance programs. Have you joined any insurance programs? Basically, insurance is financial protection against loss or harm: an arrangement by which a company gives customers financial protection against loss or harm such as theft or illness in return for payment premium. Before someone offered me those programs, I’ve been thinking about joining one someday.

The company where my friend works offers three kinds of insurance program:

1. Life Insurance

The program is intended to meet our most basic needs of an insurance program: to have protection during the program, and prepare legacy if at any time we have to stop an insured because of destiny - death. There are other benefits offered by this program, namely as an investment.

2. Health Insurance

This program is especially designed for us who because of health problems should be lying in the hospital, but still want to be productive. This program not only sets aside the fund for us when we are sick and have to be hospitalized, but at the same time also provides an opportunity for us to obtain the investment results of the development of insurance premium we pay.

3. Education Insurance

Maybe we've heard before, parents who are so discipline in saving the money for their children’s education. But when it comes the time when the fund is needed, the cost of education has been skyrocketed, so the saving is not sufficient.

The program is designed to develop the fund we allocate to our children’s education. Not only offers protection and savings, the program also provides an opportunity to obtain investment returns from the development of the insurance premiums we pay.

Looks like insurance programs are quite interesting. Life insurance for investment and protection for us, health insurance for the elderly (parents), and education insurance if we are married someday and have kids. Of course we must have enough money to pay the insurance premium (the duration of each program is usually about 10 until 15 years long). So, what do you think, do we need to join an insurance program?

Source:

Pictures - The Print Shop.

Post - From my friend who works for an insurance company.

9:52 AM | 5 komentar | Read More

Taman Purbakala Pugung Raharjo, Lampung (2)

Source:
Pictures - My father's private collection.

10:16 PM | 0 komentar | Read More

Taman Purbakala Pugung Raharjo, Lampung (1)

Taman Purbakala Pugung Raharjo (Pugung Raharjo Archaeological Park) is one of the archaeological sites in Lampung, located in the Pugung Raharjo Village, Sekampung Udik District, East Lampung Regency. This site is situated approximately 50 kilometers from the provincial capital, Bandar Lampung. This site was discovered in the 1950s when the transmigrants from Java and Bali moved to this area and began clearing away the forest. The site is surrounded by a 1.2 km primitive fortress. Allegedly, the fort used to be filled with water from the spring on the eastern side of the site.

This 30 hectare site was build to save archaeological remains from Hinduism, Buddhism, and Islam era, ranging from 12^th to 16^th century AD. The artifacts found in this site are Punden Berundak, Batu Mayat/Batu Kandang, Altar Batu, Batu Berlubang, Dolmen, Arca, and inscriptions from the Han, Sung, and Ming dynasty. Artifacts found here indicate that this area was once under the influence of Sriwijaya Empire. While the inscriptions, beads, and ceramics from China show that people in the area were also related to international trade network that visited the Sunda Strait. A small museum was built near this site to perpetuate some of the findings, including Polynesian statues. This site is now maintained as a national monument. 

Source:

Pictures - My father's private collection.

Post

http://www.lampungprov.go.id/?link=dtl&id=1406

http://en.wikipedia.org/wiki/Pugung_Raharjo

10:02 PM | 4 komentar | Read More

Level 1.10 Asking about Where Things are.

Kim     : Where’s my handbag?

Chloe : It’s on the sofa.

Kim     : And where’s my new book?

Chloe : It’s under the sofa, Kim.

Kim     : Where are my gloves?

Chloe : They’re on the armchair.

Source:

Picture - Elementary Communication Games - Jill Hadfield (1984)

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Pantai Mutun (Mutun Beach), Lampung (3)

Yesterday I went to the beach again after such a long time. I went there with my friends. It was just a spontaneous idea since we were so tired with such a hectic schedule at the office. So, last weekend we decided to have a hideaway for a moment and it was fun. We were a bit worried about the weather though since there was a rain pour last Friday. Sunday morning, the sky was a bit dark and there was a drizzle but we decided to carry out our plan. We left at about half past seven and arrived at the beach at half pas eight. There were only four of us since some friends suddenly couldn’t join us and two of our friends were late. We wanted to ride the banana boat but there weren’t enough people. We plan to go to the beach again next time with more friends. It will be more amusing. I took some pictures yesterday but I only posted some here. A friend asked me “From these six people, which one are you?” Just guess! Hehe…

Source:
Pictures - Private collection.

8:17 PM | 8 komentar | Read More

TOEFL 1.1.4 Verb Phrases that Require an -ing Form in the Complement

Remember that the following verb phrases require an -ing form for a verb in the complement.

approve of	do not mind	keep on
be better of	forget about	look forward to
can’t help	get through	object to
count on	insist on	think about
		think of

S	V Ph	C (-ing)	M
She	forgot about	canceling	her appointment

Avoid using an infinitive after the verb phrases listed. Avoid using a verb word after look forward to and object to.

Remember that the verb phrase BE likely does not require an -ing form but requires an infinitive in the complement.

Incorrect	: David is likely knowing.
Correct	: David is likely to know.
Incorrect	: Let’s go to the movie when you don’t get through to study.
Correct	: Let’s go to the movie when you don’t get through studying.
Incorrect	: We can’t help to wonder why she left.
Correct	: We can’t help wondering why she left.
Incorrect	: I have been looking forward to meet you.
Correct	: I have been looking forward to meeting you.
Incorrect	: We wouldn’t mind to wait.
Correct	: We wouldn’t mind waiting.

Exercises:

Part A: Choose the correct answer.

Many modern architects insist on __________ materials native to the region that will blend into the surrounding landscape.

a. use

b. to use

c. the use

d. using

Part B: Choose the incorrect word or phrase and correct it.

During Jackson’s administration, those (a) who did not approve of (b) permit common people in the White House (c) were shocked by the president’s insistence that they (d) be invited into the mansion.

Source:

Picture - Reuploaded by me, original picture HERE.
Baron's How to Prepare for the TOEFL

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Level 4.15 Giving Directions (2)

Useful expressions

Asking for directions:

Is there a bank on the corner of Bradley Boulevard?

I'm lost. Do you know where the bank is?

Can you tell me where the bakery is?

I'm sorry to interrupt you, but I was wondering how do I get to St. Paul's Hospital from here?

Do you know where the nearest police station is?

Asking for repetition:

I don't get it. Could you repeat it again please?

I'm sorry, I'm lost. Can you repeat that?

Giving thanks:

Thanks, you've been very helpful

Don't mention it, good luck.

Thanks, you've been a big help

OK, this has been very helpful

Thanks for your time

No problem

Source:
Picture - Reuploaded by me, I can't fnd the original picture/link.

6:37 PM | 0 komentar | Read More